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    The Shiniest Fine Jewelry For Under-$200, Found

    We’re here for a little distraction — and, you know what makes for the best kind of diversion? Something shiny. We’re specifically talking about the stuff that adorns your fingers, accentuates your collarbones, and dangles from your earlobes: jewelry. However, the type of mood-boosting bling we’re talking about here is not necessarily of the cheap and cheerful variety. Instead, our focus is on the finer pieces that require a little bit more of an investment. Lucky for us, the internet is replete with baubles that are of exceptional quality (aka actual solid gold and silver) but won’t cost you several month’s rent.

    If you know where to look, there are great values to be had in the world of precious metals; sites like Etsy and Ylang23 boast every price point under the sun, including plenty that falls under the $200 mark. And thanks to the growing popularity of demi-fine jewelry (gilded pieces made with sterling silver or alloys of gold) at retailers like Ana Luisa and Net-a-Porter, there are more affordable options than ever.

    If you’re in the market for a unique new trinket or love token for someone special, click right this way — because we’ve lined up 19 of the shiniest pieces for under $200 ahead.

    At Refinery29, we’re here to help you navigate this overwhelming world of stuff. All of our market picks are independently selected and curated by the editorial team. All product details reflect the price and availability at the time of publication. If you buy something we link to on our site, Refinery29 may earn commission.

    BaubleBar “X” 14K Gold Single Earring

    A simple, solid gold “x” makes a decisive statement when added to a lineup of multiple piercings.

    Shop fine jewelry at BaubleBar

    BaubleBar X 14K Solid Gold Single Stud Earring, $, available at BaubleBar

    Helzberg Diamonds Wavy 10K Gold Band

    This slim, undulating band in 10K gold is a serious score at less than $130 — it’s even studded with 25 single-cut diamonds.

    Shop Helzberg Diamonds

    Helzberg Diamonds Wavy Diamond Band in 10K Yellow Gold, $, available at Helzberg Diamonds

    Ana Luisa Gold Vermeil Prism Earrings

    When shopping for demi-fine jewelry, look out for gold vermeil — it offers an actual measurable thickness of gold layered over sterling silver. Ana Luisa uses the material to prismatic effect with its rainbow-hued drop earrings.

    Shop Ana Luisa

    Ana Luisa Gold Vermeil Prism Earrings, $, available at Ana Luisa

    Blue Nile Sterling Silver Padlock Necklace

    Is this the work of a 5th Avenue-based heritage jewelry house, or a well-priced, surprisingly stylish find from a big-box bauble destination? That’s for you to know, and your friends to find out.

    Shop Blue Nile

    Blue Nile Padlock Necklace in Sterling Silver, $, available at Blue Nile

    Fremada Gold Stacking Ring

    Despite their dainty appearance, these slim solid gold stacking bands still make a statement, thanks to a faceted, textured finish. At less than $70, you can get one for yourself and your bestie. (If you’re feeling extra splashy, stack it with another Overstock.com find — this wide solid-jade band adorned with a solid gold elephant.)

    Shop fine jewelry on Overstock.com

    Fremada 14K Gold Faceted Stacking Ring, $, available at Overstock.com

    Palm Beach Jewelry 10K Yellow Gold Genuine Green Jade Elephant Ring, $, available at Overstock.com

    Alison Lou Tiny Pill Single Earring

    Alison Lou is known to work magic with enamel to create cheeky emoji jewelry, so this assortment of gilded multi-colored pill earrings are a natural next step.

    Shop Ylang23

    Alison Lou Glitter Tiny Pill Stud Single Earring, $, available at Ylang23

    Disney 10K Gold Mickey Mouse Pendant

    A gold-filled chain helps keeps the price of this charming Mickey Mouse necklace shockingly low.

    Shop fine jewelry at Walmart

    Disney Mickey Mouse Pendant Necklace with Gold-Filled Chain, $, available at Walmart

    Zoë Chicco 14K Gold Turquoise Stacking Ring

    Keep your dainty rings from fading into the background by choosing bright, can’t-be-missed stones — like this eye-catching polished turquoise set in 14K gold.

    Shop fine jewelry at Nordstrom

    Zoë Chicco 14K Gold Turquoise Stacking Ring, $, available at Nordstrom

    Stella & Bow Rio Strawberry Hoops

    Squee! We’ve never seen a prettier or more summer-ready pair of earrings. Who knew strawberries played so nice with solid gold?

    Shop Stella & Bow

    Stella and Bow Rio strawberry hoops, $, available at Stella and Bow

    Mary John Hydrangea Blossom Ring

    We swooned over the affordable selection of organic, handmade fine jewelry in Mary John’s Etsy shop, but ultimately landed on this solid gold hydrangea ring — a design that the North Carolina-based designer carved herself from wax. So sweet!

    Shop Mary John on Etsy

    Mary John Hydrangea Blossom Flower Ring, $, available at Etsy

    AURate Mini Pyramid Studs

    We’re not mad at a pair of delicate 14K gold pyramid studs for $100 — as you can see, they’ll play nice with the rest of your ear candy.

    Shop AURate

    Aurate Mini Pyramid Studs, $, available at Aurate

    Ice On Fire Solid Gold Initial Pendant

    One of our favorite hacks for spending less coin on fine jewelry is to purchase a precious pendant and string it on an existing chain. Now that we’ve saved all that money, we’re definitely splurging one or more of these delicious bubble-letter alphabet pendants — each is solid 10K gold studded with cubic zirconia.

    Shop fine jewelry on Amazon

    Ice on Fire Solid Gold Bubble Initial Pendant, $, available at Amazon

    The Last Line Double Sphere Drop Earrings

    This single, lengthy drop earring makes the perfect anchor for an asymmetrical assortment of earrings.

    Shop The Last Line

    The Last Line Double Gold Sphere Drop Earrings, $, available at The Last Line

    Pamela Love Sterling Silver Dome Ring

    We’ve been fans of Pamela Love’s sculptural designs for years, and the designer hasn’t stopped turning out cool and affordable creations like this large-scale silver dome ring.

    Shop Pamela Love

    Pamela Love Dome Ring, $, available at Pamela Love

    Stone & Strand Single Alphabet Earring

    These individual diamond-studded 14K gold letter earrings from Stone and Strand are surprisingly hefty, given their competitive cost.

    Shop Stone & Strand

    Stone and Strand Alphabet 14-karat gold diamond single earring, $, available at Net-A-Porter

    Allegro Gold Double Moon Necklace

    Doubling up on your fine finds is never a bad thing — at less than $150, this 14K gold necklace holds a lot of bang for your buck.

    Shop Allegro Gold on Etsy

    Allegro Gold 14K Gold Double Moon Necklace, $, available at Etsy

    Erica Weiner Acrostic Alphabet Stud

    Erica Weiner’s single acrostic earrings can be customized with 26 different gems, each representing a letter of the alphabet. Spell out as much or as little as you want.

    Shop Erica Weiner

    Erica Weiner Acrostic Alphabet Single Stud, $, available at Erica Weiner

    Mejuri Diamonds Open Ring

    An open ring makes a lovely and unexpected addition to any stack — and Mejuri’s 14K gold and diamond iteration is a supremely affordable option.

    Shop Mejuri

    Mejuri Diamonds Open Ring, $, available at Mejuri

    Catbird Gold Big Hoop Dreams Earrings

    A classic pair of affordable gold hoops can be surprisingly hard to find, but Catbird never lets us down in the essentials department.

    Shop Catbird

    Catbird Big Hoop Dream Earrings, yellow gold, $, available at Catbird

    Leigh Miller Sterling Silver and Pearl Earrings

    It’s rare that precious jewelry gets marked down, but it does happen once in a blue moon. That’s why we always keep on eye on the sale section on sites like Net-a-Porter, to see if any of our wish-listed baubles have made the cut.

    Shop jewelry on sale at Net-A-Porter

    Leigh Miller Sterling Silver and Pearl Earrings, $, available at Net-A-Porter

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